Terms of Use
Plain words about how this site and the fund work. Draft for the fund managers' review before launch.
Who we are
The Malone Family Umoja (Unity) Fund is a family fund started in 2015 in Oakland, California, and run by its fund managers.
Gifts to the fund
Gifts are made by choice and go into the family fund. The fund is not a charity, so gifts are not tax-deductible donations. Monthly gifts can be changed or stopped at any time from the family login.
Help from the fund
Help is only available while the fund is above its $5,000 reserve. Gifts are up to $50 per person per year. Loans are up to 33% of the fund, agreed in writing, and repaid in full before any new help.
Growth numbers
Charts and calculators on this site are planning estimates, not promises. Investments can lose value, and past market returns do not guarantee future results.
Family space
The family login is for family members invited by the fund managers. Keep your login to yourself and do not share family photos, videos or numbers outside the family without permission.
Questions
Use the contact form on the home page to reach the fund managers.